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【简答题】

I used to believe in the American Dream, which meant a job, a mortgage (按揭), credit cards, success. I wanted it and worked toward it like everyone else, all of us ____36____ chasing the same thing.   One year, through a series of unhappy s, it all fell____37____. I found myself homeless and alone. I had my truck and $56. I ____38____ the countryside for some place I could rent for the ____39____ possible amount. I came upon a shabby house four miles up a winding mountain road ____40____ the Potomac River in West Virginia. It was ____41____ , full of broken glass and rubbish. I found the owner ,rented it, and ____42____ a corner to camp in.   The locals knew nothing about me, ____43____ slowly, they started teaching me the ____44____ of being a neighbor. They dropped off blankets, candles, and tools, and began ____45____ around to chat. They started to teach me a belief in a ____46____ American Dream—not the one of individual achievement but of ____47____ .   What I had believed in, all those things I thought were ____48____ for a civilized life, were nonexistent in this place.____49____ on the mountain, my most valuable possessions were my ____50____ with my neighbors.   Four years later, I moved back into ____51____. I saw many people were having a really hard time, ____52____ their jobs and homes. I managed to rent a big enough house to ____53____ a handful of people .There are four of us now in the house, but over time I’ve had nine people come in and move on to other places. We’d all be in ____54____ if we hadn’t banded together. The American Dream I believe in now is a shared one. It’s not so much about what I can get for myself; it’s about ____55____ we can all get by together.

A.wild
B.real
C.different
D.remote

题目标签:按揭
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参考解析:
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举一反三

【单选题】按揭,一种购房或购物的贷款方式,以所购房屋或物品为抵押同银行贷款,然后分期偿还。根据上述定义,下面哪一种情况属于按揭?( )

A.
小王购买了一辆售价为25万元的宝来轿车,规定首付10万元,三年还清,如不能完成还款,银行将收回所购轿车。小王前两个月向银行偿还还款后,第三个月将所有欠款全部还清
B.
小张购买一套售价为105万元的别墅,首付35万元,以自己城区的旧房为抵押,向银行贷款70万元,分15年还清
C.
某商场珠宝首饰促销活动,顾客可办理相关手续后,先支付一部分货款,其余部分一年之内在相应柜台还清
D.
某市电信部门为普及小灵通业务,促销活动规定,顾客可以以固定电话作为担保,支付时间不得少于两年,少于两年者将被停止使用作为担保的固定电话

【多选题】住房按揭楼盘准入基本条件包括()。

A.
开发商具有房地产开发资质,企业及其法定代表人信用记录良好
B.
项目合法,可分户办理抵押
C.
项目符合市场需求,销售前景良好
D.
尚未竣工的,工程进展顺利

【单选题】银行按揭的正确名称是()

A.
购房贷款
B.
抵押贷款
C.
购房抵押贷款
D.
不确定

【多选题】关于有权准入行为二级分行及以上的商用房按揭楼盘准入流程,下列表述正确的包括()。

A.
经营行客户部门调查并出具正式调查报告,直接或逐级报有权准入行下一级行客户部门
B.
有权准入行下一级行客户部门调查并出具初步调查报告
C.
有权准入行客户部门审核并起草签报,会签信贷管理部及其他相关部门,报送有权审批人审批
D.
有权准入行客户部门根据有权审批人意见起草批复意见,经有权审批人审批后直接或逐级批复至经营行

【多选题】为防范个人住房贷款假按揭风险,可采取的措施包括()。

A.
严把源头,优选开发商和合作楼盘
B.
严格落实面谈、面签,认真核实借款人购房行为真实性
C.
售房人员工集中购买的,拒绝贷款申请
D.
强化贷后管理,及时发现假按揭预警信号,采取保全清收措施
相关题目:
【单选题】按揭,一种购房或购物的贷款方式,以所购房屋或物品为抵押同银行贷款,然后分期偿还。根据上述定义,下面哪一种情况属于按揭?( )
A.
小王购买了一辆售价为25万元的宝来轿车,规定首付10万元,三年还清,如不能完成还款,银行将收回所购轿车。小王前两个月向银行偿还还款后,第三个月将所有欠款全部还清
B.
小张购买一套售价为105万元的别墅,首付35万元,以自己城区的旧房为抵押,向银行贷款70万元,分15年还清
C.
某商场珠宝首饰促销活动,顾客可办理相关手续后,先支付一部分货款,其余部分一年之内在相应柜台还清
D.
某市电信部门为普及小灵通业务,促销活动规定,顾客可以以固定电话作为担保,支付时间不得少于两年,少于两年者将被停止使用作为担保的固定电话
【多选题】住房按揭楼盘准入基本条件包括()。
A.
开发商具有房地产开发资质,企业及其法定代表人信用记录良好
B.
项目合法,可分户办理抵押
C.
项目符合市场需求,销售前景良好
D.
尚未竣工的,工程进展顺利
【单选题】银行按揭的正确名称是()
A.
购房贷款
B.
抵押贷款
C.
购房抵押贷款
D.
不确定
【多选题】关于有权准入行为二级分行及以上的商用房按揭楼盘准入流程,下列表述正确的包括()。
A.
经营行客户部门调查并出具正式调查报告,直接或逐级报有权准入行下一级行客户部门
B.
有权准入行下一级行客户部门调查并出具初步调查报告
C.
有权准入行客户部门审核并起草签报,会签信贷管理部及其他相关部门,报送有权审批人审批
D.
有权准入行客户部门根据有权审批人意见起草批复意见,经有权审批人审批后直接或逐级批复至经营行
【多选题】为防范个人住房贷款假按揭风险,可采取的措施包括()。
A.
严把源头,优选开发商和合作楼盘
B.
严格落实面谈、面签,认真核实借款人购房行为真实性
C.
售房人员工集中购买的,拒绝贷款申请
D.
强化贷后管理,及时发现假按揭预警信号,采取保全清收措施