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【单选题】
Rates are low, but consumers won’t borrow The US What does the author say about lenders in the current credit market（）
A．They are becoming more cautious.
B．They are eager to offer more loans.
C．They advise prospective borrowers to put off large purchases.
D．They are only concerned about how much they can get back.
B．They are eager to offer more loans.
C．They advise prospective borrowers to put off large purchases.
D．They are only concerned about how much they can get back.
A.
Rates are low, but consumers won’t borrow The US
B.
Federal Reserve(Fed)'s announcement last week that it intended to keep credit cheap for at least two more years was a clear invitation to Americans: Go out and borrow.
C.
But many economists say it will take more than low interest rates to persuade consumers to take on more debt. There are already signs that the recent stock market fluctuations, turbulence in Europe and the US deficit have scared consumers. On Friday, preliminary data showed that the Thomson Reuters/University of Michigan consumer sentiment index had fallen this month to lower than it was in November 2008, when the United States was deep in recession.
D.
Under normal circumstances, the Fed's announcement might have attracted new home and car buyers and prompted credit card holders to rack up fresh charges. But with unemployment high and those with jobs worried about keeping them, consumers are more concerned about paying off the loans they already have than adding more debt. And by showing its hand for the next two years, the Fed may have thoughtlessly invited prospective borrowers to put off large purchases.
E.
Lenders, meanwhile, are still dealing with the effects of the boom-gone-bust and are forcing prospective borrowers to go to extraordinary lengths to prove their creditworthiness. "I don't think lenders are going to be interested in extending a lot of debt in this environment," said Mark Zandi, chief economist of Moody's ytics, a macroeconomic consulting firm. "Nor do I think households are going to be interested in taking on a lot of debt."
F.
In housing, consumers have already shown a slow response to low rates. Applications for new mortgages have decreased this year to a 10-year low, according to the Mortgage Bankers Association. Sales of furniture and furnishings remain 22% below their pre-recession peak, according to Spending Pulse, a research report by Card Advisors.
G.
Credit card rates have actually gone up slightly in the past year. The one bright spot in lending is the number of auto loans, which is up from last year. But some economists say that confidence among car buyers is hitting new lows.
H.
For Xavier Walter, a former mortgage banker who with his wife, Danielle, accumulated$20 000 in credit card debt, low rates will not change his spending habits.
I.
As the housing market topped out five years ago, he lost his six-figure income. He and his wife were able to modify the mortgage on their four-bedroom house in Medford, New Jersey, as well as negotiate lower credit card payments.
J.
Two years ago, Mr. Walter, a 34-year-old father of three, started an energy business. He has sworn off credit. "I'm not going to go back in debt ever again," he said. "If I can't pay for it in cash, I don't want it."
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【单选题】本例右侧附件区囊性肿物最可能是（）。 A．卵巢滤泡囊肿 B．卵巢黄体囊肿 C．卵巢内膜异位囊肿 D．输卵管卵巢囊肿 E．多囊卵巢综合征
A.
28岁不孕妇女，痛经3年且逐渐加重。查子宫后壁有2个触痛性硬韧结节，右侧附件区扪及超鸭卵大、活动不良囊性肿物，压痛不明显
【单选题】甲乙丙三朋友去参观车展，看到一款轿车。甲说：“这不是‘奇瑞’，也不是‘荣威’。” 乙说：“这不是‘奇瑞’，而是‘红旗’。”丙说：“这不是‘红旗’，而是‘奇瑞’。”后来， 车展管理员说：“三人中，有一个人的两个判断对；另一个人的两个判断都错；第三个人的两个判断一对一错。”由此可知（ ）。
A.
这辆轿车是奇瑞轿车
B.
这辆轿车是荣威轿车
C.
这辆轿车是红旗轿车
D.
上面三辆轿车都不是
【单选题】非对称信息，是指某些行为人拥有另一些行为人不拥有的信息。 根据上述定义，下列属于非对称信息的是（ ）。
A.
某企业发布信息招聘一名部门经理，要求男性、年龄不超过30岁，经考核面试合格后录用。应聘者甲、乙一路过关进入最后一轮筛选，在决定谁最后胜出时，乙被告知，因其不是本市户口，所以不予录用
B.
某单位在春节后上班第一天召开大会，规定职工上班时间不得玩游戏。一个月后，小李违规受到处理。小李争辩说，单位以前有过要求，以后再未提出类似要求
C.
某市在本市各大媒体上发布招录50名公务员消息，张某说他最近一直在外地，不知道这个消息，所以错过了报名时间
D.
某电视购物频道联手建材商家进行团购促销宣传，小李说他不知道
【单选题】What was the impact of the poetry session on the program participants according to Professor Filreis（） A．It inspired them to view things from broader perspectives. B．It led them to think poetry indisp...
A.
Eleven summers ago I was sent to a management program at the Wharton School to be prepared for bigger things. Along with lectures on finance and entrepreneurship and the like, the program included a delightfully out-of-place session with Al Filreis, an English professor at the University of Pennsylvania, on poetry.
B.
For three hours he talked us through "The Red Wheelbarrow" and "Stopping by Woods on a Snowy Evening."
C.
The experience----especially when contrasted with the horrible prose of our other assigned reading--sent me fleeing to the campus bookstore, where I resumed a long-interrupted romance with meter and rhyme（韵）.
D.
Professor Filreis says that he is "a little shocked" at how intensely his Wharton students respond to this unexpected deviation from the businesslike, not just as a relief but as a kind of stimulus. Many write afterward asking him to recommend books of poetry.
E.
Especially now, "The grim economy seems to make the participants keener than ever to think ’out of the box’ in the way poetry encourages,"
F.
he told me. Which brings me to Congress, an institution stuck deeper inside the box than just about any other these days. You have probably heard that up on Capitol Hill（美国国会山）,they’re very big on prayer breakfasts, where members gather over scrambled eggs and ask God for wisdom. You can judge from the agonizing debt spectacle we’ve watched this summer how well that’s working.
G.
Well, maybe it’s time to add some poetry readings to the agenda. I’m not suggesting that poetry will guide our legislators to wisdom any more than prayer has.
H.
Just that it might make them a little more human. Poetry is no substitute for courage or competence, but properly applied, it is a challenge to self-certainty, which we currently have in excess. Poetry serves as a spur to creative thinking, a reproach to dogma and habit, a remedy to the current fashion for pledge signing.
I.
The poet Shelley, in defense of poetry nearly two centuries ago, wrote, "A man. to be greatly good, must imagine intensely and comprehensively; he must put himself in the place of another and of many others; the pains and pleasures of his species must become his own."Shelley concludes that essay by calling poets "the unacknowledged legislators of the world, "because they bring imagination to the realm of "reasoners and mechanists."
J.
The relevance of poetry was declared more concisely in five lines from the love poem "Asphodel. That Greeny Flower," by William Carlos Williams: It is difficult to get the news form poems yet men die miserably every day for lack of what is found there