Memo
Date: March 30, 2005
To: John Smith
From: Mary Waters
Subject: New Pension Plan
Please contact the HR Department for detailed information about the new pension plan designed for different age groups.
This plan provides you with a convenient method to save money for your retirement. Note the advantages of this form of saving.
·As to the money you put into the account, you needn’t pay additional income tax.
·Your money is readily available upon your retirement.
You need to decide how much money you want to save each month within the limit of each age group and complete the forms at the HR Department.
A Memo
To: John Smith
From: Mary Waters
Date: March 30, 2005
Subject: A New (46)
Purpose: To ask Mr. Smith to contact the HR Department for (47)
Advantages of the plan:
1. No (48)
2. Money (49) upon your retirement
Requirement: Decide (50) money you want to save each month
MemoA Memo