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2019年国家公务员考试《银保监会专业科目-财会类》题（部分整理）
题数
58
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¥2
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【单选题】
[1/58]What can we learn about mortgage loans from the first paragraph?
A.
The loans are expected to help seniors stay in their homes.
B.
The loans are driving all seniors out of their homes.
C.
The reverse mortgage only welcomes seniors.
D.
Any senior can apply for reverse mortgages.
参考答案：
A
参考解析：
无
【单选题】
[2/58]Which is true about the problem of reverse mortgage?
A.
Some lenders are unwilling to lend money to seniors.
B.
The borrowers cannot pay back the money as expected.
C.
Federal and state regulators are documenting the objection.
D.
Some lenders go bankrupt.
参考答案：
B
参考解析：
无
【单选题】
[3/58]The phrase“facing foreclosure”most probably implies.
A.
the widows are pressured to lose their own names
B.
the widows may be forced to leave their homes
C.
the widows have misunderstood the reverse mortgage
D.
the widows do not know what their long-desired things are
参考答案：
B
参考解析：
无
【单选题】
[4/58]Which is true about the new rules from Consumer Financial Protection Bureau?
A.
The rules are good for lenders while bad for borrowers
B.
The rules will help baby boomer seniors to save money
C.
The rules will help consumers better understand reverse mortgage
D.
The rules will be stricter for consumers
参考答案：
C
参考解析：
无
【单选题】
[5/58]What can be learned about “cookie”？
A.
It was created by Mrs.Field.
B.
It collects information on you usually without your knowing it.
C.
It is a hardware needed to access to your computer.
D.
It is the latest in technology.
参考答案：
B
参考解析：
无
【单选题】
[6/58]What can be learned about “Alexa”？
A.
Alexa is named after an ancient hero in Egypt.
B.
Alexa is installed in libraries.
C.
Alexa can provide all the necessary information about history.
D.
Alexa can provide more data to marketers than a cookie.
参考答案：
D
参考解析：
无
【单选题】
[7/58]Which of the following can best reflect the author’s attitude towards cookies and Alexa？
A.
Doubtful.
B.
Approving.
C.
Welcoming.
D.
Optimistic.
参考答案：
A
参考解析：
无
【单选题】
[8/58]According to the first two paragraphs, what will banks in Europe be forced to do？
A.
To keep clients’ data safe.
B.
To close down the poor services.
C.
To give up their data monopoly.
D.
To disclose their sources of profits.
参考答案：
C
参考解析：
无
【单选题】
[9/58]What can be inferred from passage on the effects of PSD2 in the second para...
A.
Customers are more likely to enjoy more innovative services.
B.
People will no longer go to banks to deposit their money.
C.
Service providers do not want to partner with banks.
D.
People will receive more pension.
参考答案：
A
参考解析：
无
【单选题】
[10/58]According to paragraph 3, what is the probable reason that privacy concerns...
A.
Third parties will have to buy fraud insurance.
B.
Regulators have come up with promising solutions.
C.
Banks' defense against cyber attacks is strong.
D.
Third parties will check clients' data monthly.
参考答案：
B
参考解析：
无